K Loans is a unique mortgage loan originator who works on your behalf. Lots of lenders can close your loan, K Loans does more than just close your loan on time. We pay attention to the details of your loan and have the experience to make sure any "hurdles" that may come up are effectively taken care of. Experience matters and we will help you every step of the way during the loan process.
In addition to our experience, we charge a simple flat origination fee of $999 and a processing fee of $994. The rest of your fees are standard 3rd party fees such as escrow, title insurance, impounds, recording, appraisal, etc. We ask our clients to compare loans, interest rates, fees and APR's. We also provide our clients with a consumer copy of their credit report.
We work with variety of investors and can offer 30 year mortgage, 20 year mortgage, 15 year mortgage, 10 year mortgage, 1 year ARMS, 3 year ARMS, 5 year ARMS, Conventional, Jumbo, VA, and USDA loans.
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Louie Flores III