• Welcome To The Most Innovative Mortgage Company In America!

  • Purchasing A New Home...

  • Refinancing Your Existing Loan...

  • An FHA or VA Loan...

  • Whatever your funding needs. We can help. Get Started. Apply Online Today...


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Complete this 30 second form to receive a no obligation consulation. We will analyze your situation and determine the best solution.




Welcome to K Loans.  We are an innovative home loan company designed by real estate and lending professionals to benefit you.  We pride ourselves on an unparalleled customer experience.  Our award-winning, salaried loan officers are committed to you and your lending goals.  Compare our low flat origination fee structure and our interest rates to any lender in the country.  In fact, we are so confident in our rate and fee structure we insist our clients compare home loans.  

Regardless of your lender, a lower interest rate (APR) means more purchase power and/or a lower payment.  We can also show you how a lender credit can significantly reduce or eliminate your closing costs which means a stronger offer and/or lower fees.  The key is to compare the Annual Percentage Rate (APR) which includes the costs of your loan.

Apply online or give us a call.  We can pre-qualify you in minutes.  It is fast and easy.



Equal Housing Lender. NMLS#1028232 




We work conforming and non-conforming real estate loans.

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We can help you lock in a long term fixed rate and get out of your ARM.

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HARP or the Home Affordable Refinance Program is designed to help homeowners who are “underwater” in their mortgages refinance.

Click here for more and to see if you qualify


There are lots of good reasons to choose an FHA loan.

For More Information Click Here